ETFCompass
A beginner-friendly draft builder.
This tool helps you think in simple portfolio roles before you worry about perfect product selection. It is designed to make the first structure easier to understand: how much goes to stocks, how much to bonds, whether a small theme allocation makes sense, and what a monthly plan might look like.
It is not a personal recommendation and not a final product selector. It is a practical draft builder for beginners who want a calmer way to think.
Choosing a profile auto-fills a simple starting allocation. You can still adjust it below.
Keep this simple. For most beginners, one broad core ETF plus an optional bond ETF is enough. Theme allocations are usually better kept small.
Important: the theme percentage is part of your total portfolio, not extra on top. For example, if you use 10% theme, that 10% is taken from your overall portfolio structure.
Return scenarios are only learning assumptions, not forecasts.
If your structure still feels abstract, go back to ETF Guides and compare the roles of broad global, US, growth, and satellite ETFs before finalizing your draft.
Open ETF Guides →Once your draft structure makes sense, calculators can help you test contribution levels, time horizon, and fee sensitivity with a bit more detail.
Open Calculators →