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A calm, long-horizon investing blog for ordinary people.

Terms of Use

By using ETFCompass, you agree to these Terms of Use. If you do not agree, please do not use this website.

1. Educational purpose only

ETFCompass is an educational website created to share general information, personal insights, and practical explanations about ETFs, brokers, investing tools, and related topics. The content is provided for general educational purposes only.

2. No professional or regulated service

ETFCompass does not provide licensed investment services, portfolio management, investment intermediation, legal advice, tax advice, accounting advice, or any other regulated financial service. Nothing on this website creates a client, adviser, fiduciary, or professional services relationship.

3. No personal recommendation

Content on ETFCompass does not constitute a personal recommendation, an offer, or a solicitation to buy, sell, or hold any financial instrument. Any product, platform, broker, or strategy mentioned on this website may be unsuitable for your goals, country, account type, risk tolerance, or legal and tax situation.

4. No guarantee of accuracy, completeness, or availability

ETFCompass aims to present information clearly and in good faith, but content may be simplified, incomplete, outdated, or affected by country-specific differences. Website functionality, calculators, tools, examples, and third-party information are provided on an “as is” and “as available” basis, without guarantees of completeness, accuracy, uninterrupted availability, or fitness for a particular purpose.

5. Your responsibility

You remain fully responsible for your own financial and other decisions. Before acting on anything found on this website, you should review official provider documents, fee schedules, legal terms, investor protections, and country-specific conditions, and where appropriate consult a licensed adviser or other qualified professional.

6. User conduct

You agree not to misuse this website, including by attempting unauthorized access, interfering with normal operation, posting unlawful or abusive material, scraping or copying content in a harmful or automated way, introducing malicious code, or using the site in a way that may damage ETFCompass, its users, or third parties.

7. Comments and moderation

If comments, messages, or interactive features are available, ETFCompass may remove, edit, moderate, restrict, or disable content that is unlawful, abusive, misleading, spam-like, defamatory, irrelevant, or otherwise inappropriate for the site.

8. Third-party links and services

ETFCompass may link to third-party websites, brokers, tools, or services for convenience and educational reference. ETFCompass does not control third-party content, pricing, legal terms, security, availability, or data practices and is not responsible for them. Your use of third-party services is subject to their own terms and policies.

9. Affiliate and advertising relationships

Some links on ETFCompass may be affiliate links or part of commercial relationships. ETFCompass may also display advertising. These relationships do not mean that a service or product is universally best or suitable for every user. Please read the relevant Affiliate Disclosure, How We Make Money, and Financial Disclaimer pages for additional context.

10. Intellectual property

Unless otherwise stated, the content of ETFCompass, including written text, layout, branding, graphics, and original materials, is protected by applicable intellectual property rules. You may read and share links to the website for personal, non-commercial use, but you may not copy, republish, reproduce, or commercially exploit substantial parts of the site without permission, except where allowed by law.

11. Limitation of liability

To the fullest extent permitted by applicable law, ETFCompass and its operator shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary loss or damage arising out of or connected with your use of the website, your reliance on its content, technical interruptions, calculator outputs, third-party links, unavailable features, or decisions made based on information found on the site.

12. Changes to these terms

These Terms of Use may be updated from time to time. The latest version will be published on this page. Continued use of the website after changes are published means you accept the updated version.

13. Contact

For general questions, you may use the Register / Contact page. For privacy-related matters, please refer to the Privacy Policy.