ETFCompass logo ETFCompass
A calm, long-horizon investing blog for ordinary people.

Tools

Practical helpers for everyday investing decisions.

These tools are not mainly about predicting returns. They are here to help you make cleaner, calmer decisions about allocation, fees, rebalancing, cash reserves, and investing structure.

If calculators help answer “how much?”, these tools help answer “how should I think about this?”.

Portfolio structure

Use these when shaping or maintaining the basic structure of your portfolio.

Allocation

Allocation Planner

Plan a simple split between assets and check whether your allocation matches the long-term structure you want to follow.

Open tool →
Maintenance

Rebalancing Tool

Review portfolio drift and estimate what may need to be rebalanced back toward your target allocation.

Open tool →

Costs and efficiency

Use these when you want to understand fee drag and monthly investing efficiency.

Fees

TER Impact

See how small annual ETF cost differences may quietly reduce long-term portfolio value over many years.

Open tool →
Broker costs

Commission Cost

Check how broker commissions affect monthly investing efficiency, especially for smaller and more frequent orders.

Open tool →

Cash decisions

Use these before deciding how much should stay safe and how much can move into long-term investing.

Liquidity

Financial Cushion

Estimate the size of a practical emergency fund before building a bigger investing plan.

Open tool →
Comparison

Savings vs Investing

Compare keeping money in cash versus investing it and see the long-term opportunity gap more clearly.

Open tool →

Best next steps

Best first click

Start with Allocation Planner

If you are building your structure from scratch, this is usually the best first tool. It helps turn vague ideas into a clearer portfolio shape.

Start there →
Need numbers too?

Go to Calculators

If you already know what you want to test, calculators can help with growth, withdrawals, retirement planning, and simple return scenarios.

Open Calculators →
Need a full draft?

Use Portfolio Builder

If you want to combine allocation thinking with a simple monthly plan, the Portfolio Builder is the best next step.

Open Portfolio Builder →